Deadline: February 16, 2026
The Heirs Insurance Hackathon 2026 is a national innovation competition designed to empower Nigerian tertiary students to develop AI-powered solutions that address real-world challenges within the insurance sector. With a total prize pool of up to ₦9 million, the hackathon provides a unique opportunity for young innovators to showcase their skills, gain industry exposure, and contribute to the future of digital insurance in Nigeria.
The Heirs Insurance Hackathon 2026 brings together creativity, technology, and problem-solving, positioning participants at the forefront of insurance innovation.
Overview of the Heirs Insurance Hackathon 2026
The Heirs Insurance Hackathon 2026 is organised by Heirs Insurance Group to encourage the use of Artificial Intelligence (AI) in solving pressing challenges across the insurance value chain. Participants are expected to conceptualise and build practical, scalable, and impactful solutions that can transform how insurance services are delivered in Nigeria.
This hackathon focuses on real industry problems and promotes innovation that enhances efficiency, accessibility, and customer experience within the insurance ecosystem.
Who Can Apply
Applications are open to:
- Students currently enrolled in universities, polytechnics, or other recognised tertiary institutions in Nigeria
- Individual innovators or student teams
- Applicants with interests in technology, artificial intelligence, fintech, digital innovation, or insurance
Participants must be willing to develop and present AI-driven solutions aligned with the objectives of the hackathon.
Focus Areas and Innovation Themes
Participants are expected to develop solutions that:
- Leverage Artificial Intelligence meaningfully
- Address real challenges in the insurance industry
- Demonstrate practicality, scalability, and sustainability
- Improve areas such as customer experience, underwriting, claims processing, data management, operations, or insurance distribution
Innovations should clearly show how technology can drive efficiency and inclusion within the insurance sector.
Prize Structure: Up to ₦9 Million in Cash Rewards
The Heirs Insurance Hackathon 2026 offers substantial cash prizes to outstanding teams:
- First Place: ₦5,000,000
- Second Place: ₦3,000,000
- Third Place: ₦1,000,000
In addition to financial rewards, winners gain valuable exposure, industry recognition, and opportunities to connect with professionals across the insurance and technology sectors.
Key Dates to Note
- Application Deadline: 16 February 2026
- Grand Finale and Winners Announcement: April 2026
Applicants are encouraged to prepare and submit their entries early to ensure full compliance with submission requirements.
Why You Should Participate
Taking part in the Heirs Insurance Hackathon 2026 allows you to:
- Compete for one of Nigeria’s largest student-focused innovation prizes
- Showcase your AI and problem-solving skills on a national platform
- Gain mentorship, industry exposure, and networking opportunities
- Contribute to shaping the future of digital insurance in Nigeria
Application Process
Applicants are required to submit a proposal that clearly outlines:
- The specific insurance problem being addressed
- How Artificial Intelligence is applied in the solution
- The expected impact and scalability of the innovation
All submissions must meet the eligibility and evaluation criteria set by the organisers.
Need Support With Your Application?
We provide professional support for proposal drafting, refining, and review to help you submit a strong and competitive application.
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